The Illinois Energy Efficiency Loan Program allows utility customers to pay for the investments through a monthly loan charge on their utility bill.

Idaho Falls Power provides customers with a variety of programs and information that will help them save money, save energy, and save time. Idaho Falls Power offers both rebates and zero-interest loans for residential customers who participate in the energy efficiency programs.

Pacific Gas And Electric Company (PG&E) offers 0% interest loans for replacing old and worn-out equipment with more energy-efficient models.

Energy Trust of Oregon is working with Portland General Electric, Pacific Power, NW Natural and regional nonprofit lender Craft3 to provide this special financing so customers can save on their projects and pay back an affordable loan on their energy bill.

Southern California Edison offers On-Bill Financing for business customers.

Eversource Energy Financing is available for qualified homeowners for the purchase and installation of eligible energy-saving heating equipment.

This Repayment Program from New Jersey Natural Gas provides rebates and financing options to help make upgrading to high-efficiency equipment more affordable.

The Residential Energy Efficiency Loan Program allows qualified, Unitil electric customers to finance all or a portion of their share of approved energy efficiency measures identified through the Home Performance with ENERGY STAR® weatherization program. The re-payment period is set by the contracted loan amount between the customer and Unitil.

Central Hudson Gas & Electric Corporation customers who borrow qualified low-interest loans to make energy efficiency improvements to their homes can repay those investments via their utility bills under a new program offered by the New York State Energy Research & Development Authority (NYSERDA). The repayment amount will appear as a separate line item on the Central Hudson bill, and will be applied to the loans.

Commercial, nonprofit, or government customer, small businesses get up to 70% of the total project cost covered by this program from Pepco.

In partnership with First Southwest Bank (FSWB), La Plata Electric Association can support energy efficiency and/or solar photovoltaic project through their On Bill Financing (OBF) program. This program aims to help members finance these projects over time while reaping the energy-saving benefits immediately.

The Borough of Chambersburg is participating in the Main Street Energy Efficiency Financing Program, an on-bill financing program designed to improve energy efficiency for customers by providing low-cost financing to residential homeowners for the purchase and installation of natural gas Energy Star rated appliances to replace non-gas units.

Hopkinsville Electric System offers a program where HES customers who qualify can obtain a loan to finance the purchase of a new, qualified heat pump system.

Electel Cooperative Federal Credit Union offers an energy efficient loan program. Loans can be used for making energy- efficiency upgrades, including solar panels. Loan amounts range from $5,000-$35,000 with repayment up to 120 months. Interest as low as 4.9 percent (depending on credit).

Flathead Electric Cooperative, Inc. values residential energy efficiency. As part of this commitment its offer low interest fixed rate loans to aid members in achieving higher energy efficiency in their homes. The following upgrades are eligible for a loan: Heat Pump, Heat Pump Water Heater, Windows, Insulation.

P.K.M. Electric Cooperative, Inc. offers a loan and grant program to member/owners of the cooperative. To qualify, certain conditions must be met. P.K.M. member/owners who qualify by completing IRS form W-9 and passing a credit check or otherwise have demonstrated qualifying repayment history with the cooperative.

Traverse Electric Co-Op Inc. offers an Energy Resources Conservation Loan Program to member consumers of the Cooperative for improvements to structures receiving electric service.

Freeborn Mower Electric Cooperative offers its members, Beneficial Electrification Financing. This financing consists of low-interest loans of $1,000-$7,500 to be borrowed over two to five years. The interest rate will be the current Prime Rate as published at the time of the loan application.

Licking Valley RECC offers incentives to its members to encourage the selection of energy efficient and environmentally-wise residential equipment.

HEMC’s Energy Efficiency Loan Program is unique in that HEMC, not the member, makes the initial investment to upgrade the energy efficiency of the member’s home. The member experiences a savings immediately, even with the added charge on their power bill. The program is designed so that the member’s total monthly energy costs should drop.

The New Hampshire Electric Cooperative offers the SmartSTART® (Savings Through Affordable Retrofit Technologies) advantage.The cost of the improvements is repaid over time, using the savings generated by the products themselves